The decision to place a spouse in a Connecticut nursing home is always a difficult one. Perhaps the move is being made because your spouse can no longer care for him or herself…or perhaps your spouse has a progressive disease like Alzheimer’s…or has had a stroke or heart attack.

No matter the reason, the spouse at home is almost always under great stress. Unfortunately the financial pressure of each month’s nursing home bill only makes it even more difficult. Connecticut nursing home care costs an average of $9,000 each month.

Where will you find the money to pay for it without going broke?

Medicare and supplemental coverage may pay for the first 100 days in some cases, with a co-payment on your part. Private insurance and long term care insurance may help defray some or all of the costs even longer. What if you don’t have sufficient insurance to handle this enormous monthly expense? What if the insurance has paid its limits and there is nowhere else to turn?

The Connecticut Medicaid program (sometimes referred to as Connecticut Title 19) is here to help pay for the care your spouse needs. You must satisfy extremely strict eligibility requirements before your spouse can qualify for Connecticut Medicaid nursing home benefits. One mistake, even an innocent mistake, can cost you tens of thousands of dollars in lost Connecticut Medicaid nursing home benefits or avoidable nursing home bills.

There is help available.

A Connecticut Medicaid Attorney helps spouses just like you protect their assets and their rights while securing Connecticut Medicaid benefits for their spouse in a nursing home. In some cases spouses have been able to keep all of their assets with no spend-down. It is possible, and you may be entitled to the same protection from financial devastation due to Connecticut nursing home bills.

If you are a spouse that wants the power an experienced attorney can provide, speak with a Connecticut Medicaid Attorney and take control of your situation before the next Connecticut nursing home bill arrives.

The Department of Social Services has the Connecticut Attorney General’s Office working for them. Who is working for you?