Long Term Care Insurance can be confusing. There are a lot of moving parts to a policy and some confusing decisions to make. Whenever possible, I recommend my estate planning clients look into long term care insurance while they can secure it at a cost efficient price point for one simple reason: I can create the greatest estate plan in the world for a client but in the end it means almost nothing if my client’s estate is wiped out by nursing home costs. Duane Lipham, from The Long Term Care Review, has a story on How To Save Money On Your Long-Term Care Insurance Premiums. You can find some solid and simple tips there for saving money on your LTCI premiums.

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